Advice built around real life.

Retirement planning, investments, protection and estate planning designed to help you feel confident about what's next.

For you & your family

Clear planning. Calm decisions.

We help you build a plan that fits your priorities today - and keeps working as life changes. Our role is to simplify complexity, explain trade‑offs, and put you in control with advice you can act on.

Not sure where to start?

Begin with a conversation. We'll map what matters most, then suggest practical next steps you can feel good about.

See our process

What you can expect

Personal, not templatedAdvice aligned to your goals, timeframe, and comfort with risk - with jargon kept out of the room.
Structured protectionWhere appropriate, we help you protect income, family and lifestyle against the unexpected.
Ongoing reviewsRegular check‑ins to keep plans relevant - because your life doesn't stand still.

Already have plans in place?

We can review existing arrangements to check costs, suitability and whether they still match your objectives.

Read common questions

Personal services

Support across every stage of life

From building wealth to drawing income, we help you make decisions with clarity and keep the plan in line with your goals.

Retirement planning

Decide when you want to stop working, what income you'll need, and how to use pensions and investments effectively.

Investments & ISA strategy

Build an investment approach that matches your goals and risk tolerance with a clear rationale and ongoing monitoring.

Protection for peace of mind

Where appropriate, we can review protection needs and help you safeguard family and income if circumstances change.

Financial reviews

If you're already established, we can review your arrangements to help you understand where you are and what could be improved.

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How it works

A simple process that stays human

We keep the focus on what matters: understanding your priorities, giving clear recommendations, and reviewing the plan as life evolves.

Want a straightforward starting point?

Get in touch and we'll help you decide the next best step.

Get in touch

FAQs

Common questions

If you don't see your question here, get in touch, we'll be happy to help.

Reviews vary depending on your needs and the type of advice. We'll agree a sensible rhythm, and we can revisit it as your circumstances change.

Yes. We can review existing arrangements and help you understand costs, suitability, and whether the strategy still matches your goals. Where consolidation is appropriate, we'll explain the pros and cons.

Yes. The guidance and/or advice on this website is subject to the UK regulatory regime and is targeted at consumers based in the UK.

Speak to an adviser

Find out how we can help you on your journey

Address

Chaldon Fox Associates Ltd

Bourne House, 475 Godstone Road

Whyteleafe, CR3 0BL

Contact

020 8240 6522

[email protected]

Opening Hours

Mon - Fri 9:00 am – 5:00 pm

Sat - Sun Closed